Retire with confidence
Human-first financial advice for real life situations. Planning retirement shouldn’t feel overwhelming. At ITP Financial Planning, we help Australians turn uncertainty into a clear, practical plan so you can enjoy retirement with confidence.
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What we do — simply
At ITP Financial Planning, we help you make sense of the complex so you can focus on what really matters — living the life you’ve worked hard for. Our role is to simplify your options and create a clear, personalised plan for every stage of your financial journey.
Pre-retirement planning
Make the most of your final working years with tax efficient contribution strategies, smart investment choices, and estate planning, so you step into retirement fully prepared and confident.
Retirement strategies
Enjoy peace of mind with tailored plans that create reliable income streams, tax-efficient withdrawals, and strategies to ensure your money lasts as long as you do.
Superannuation planning
We help you consolidate accounts, optimise contributions, and choose investments that align with your goals. If you’re nearing retirement, we’ll also explore Transition to Retirement (TTR) options to ease the shift.
Related support
Your financial world doesn’t exist in silos, so neither do we. From investment management and insurance reviews to debt management and advice on age pension or aged care, we provide everything you need under one roof.
We’re here to guide you with clarity, care, and the confidence that comes from over 25 years of helping Australians prepare for a secure financial future.
Why people work with us
People choose us because we make the complex simple. We focus on smart superannuation strategies, investing that works, and retirement plans that are designed around you — not a template.
We take the time to understand what matters most in your life and explain your options in plain language, so you always feel confident and in control. Our advice is practical, personal, and tailored to help you live the retirement you’ve imagined.
Trusted experience
With more than 50 years in Australian financial services, ITP combines deep industry knowledge with advisers who bring decades of practical planning and tax expertise to every client relationship.
Real human advice
We take time to learn your story, explain options in plain English, and build a plan that fits you — not a generic template.
Qualified specialists
Led by George Eljouni (Chartered Retirement Planning Counsellor, Accredited Behavioral Finance Professional, and a range of specialist accreditations), our team gives expert, practical guidance you can rely on.
Plain-value approach
Our focus is on real outcomes — Optimising tax, simplifying and consolidating super, and building dependable retirement income you can count on.
Real stories that show how we help
We’ve helped many Australians transform their finances and retire comfortably. Here are a few real-life success stories (names abbreviated for privacy) that showcase what the right retirement plan can achieve:
Background
Mark, a Fleet Service Officer, was referred to us by his accountant. At the time, he had a Self Managed Super Fund (SMSF) in place but was finding it difficult to manage. He had the wrong investment and contribution strategies, which left him feeling confused and unsure about his retirement planning.
Mark's words
"I've been with ITP Financial Planning for about 12 months. I'm a Fleet Service Officer, so I wanted someone who'd be straight-talking and practical — and that's exactly what I got.
They helped me plan for retirement and got my super sorted, including rolling over my SMSF and setting up new accounts. The whole process was handled smoothly, no fuss, and they kept me informed every step of the way.
I'd happily recommend ITP to mates or workmates — solid, practical advice from people who know their stuff"
Background
Margo, who works in retail, found ITP Financial Planning through her own online research. At the time, she was going through a very difficult period. Illness had forced her to reduce her work hours, which left her struggling to keep up with bills and feeling anxious about her financial situation. She reached out to us for help, feeling lost and unsure of what to do next.
Margo's words
"I first contacted ITP Financial Planning in November 2024. I work in retail and, after getting sick and having to cut back my hours, bills were stacking up and I was having anxiety attacks — I felt completely overwhelmed.
George and his team stepped in and made everything manageable. After just a few emails they put together a plan that actually helped. George explained the Transition to Retirement strategy in plain terms, helped me tweak my super so it fit my situation, and clearly showed the benefits. They were professional, patient, and took the time to explain every step.
I honestly don’t know where I’d be without their help. I’d recommend George and ITP in a heartbeat — if you need super or financial advice, look up George Eljouni. You won’t be disappointed"
Background
Shirley, a self-funded retiree, was referred to us by her superannuation company. She had multiple super accounts and an investment strategy that was not set up correctly. As a result, she was paying unnecessary tax, not receiving a regular income from her super, and felt she had little control over her financial future.
Shirley's words
"I'm a self-funded retiree and needed help planning for the years ahead.
George was polite, understanding and explained everything in plain English so I could make confident decisions. He restructured my super to better suit my needs and set up an allocated pension that gives me regular income for day-to-day living.
George is professional, pays close attention to my personal circumstances, and is always available and helpful. I feel reassured and well looked after"
FREQUENTLY ASKED QUESTIONS
We understand you may have questions.
In short, here are answers to some of the most commonly asked:
As soon as you can. Earlier gives more options — but even in your 50s or 60s we can make meaningful improvements.
Have another question?
Don’t hesitate to reach out – we’re happy to answer it for you!
Ready to Take the Next Step?
Book a FREE, no-obligation, 30-minute consultation with George.
From there, we’ll arrange a personalised meeting to listen, answer questions, and give initial ideas on how we can help. Imagine knowing your finances are looked after — no more doubt or “what-ifs,” just a clear plan and someone you trust to walk the path with you.
Get started today by filling out our enquiry form below. We’re ready when you are — and we’ll treat your future like it matters, because it does.
Ready to retire with confidence?
Take control of your retirement today. Contact ITP Financial Planning and let’s start building the future you deserve – a future where you can relax and enjoy life, knowing your financial security is in expert hands.
USAVE Financial Planning t/as ITP Financial Planning are authorised representatives (001239169) of Consultum Financial Advisers Pty Ltd, “a member of the IOOF Holdings Limited Group of companies”, ABN 65 006 373 995, Australian Financial Services Licence Number 230323 (“Consultum”) of Level 6, 161 Collins Street, Melbourne VIC 3000.Please note the products and services offered by ITP Home Loans, ITP Car Loans, ITP SMSF and ITP “The Income Tax Professionals” is not authorised by Consultum Financial Advisers and Consultum Financial Advisers is not responsible for the advice/service provided by ITP Home Loans, ITP Car Loans, ITP SMSF and ITP “The Income Tax Professionals. View our Financial Services Guide.
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